American Academy of Financial Management
FINANCIAL PLANNER chartered financial planner CERTIFIED

 

FINANCIAL ANALYST FINANCIAL PLANNER CHARTER DESIGNATIONS

AAFM ™ BOARD OF STANDARDS

AAFM ™ ETHICS CODE

 

PRE-CERTIFICATION
ACCEPTED UNIVERSITY PROGRAMS ALLIANCES

AAFM ™ FAQ’S

FACULTY MEMBERSHIP

CONTACT US

 

Your credit card will not be charged until you have been approved by the Board of Standards to receive Certification Certificates. This payment is for application, review, processing, initiation, and certificates only. If accepted, your application, initiation, review, processing fee, and certificate fee will be charged to your card, and membership is free for 2 years. Annual good standing or our licensing fees may be accessed after 2 years.

Refunds are available for 30 days after you have entered your credit card information for payment. If you want a void or refund, notify us as soon as possible and we will be glad to help you within this 30 period. If your order has alredy been shipped or received,we generally require return of the Board of Standards Property before refund. IIPA, LLC may handle billing and collection for more than one professional organization.

“IIPA, LLC” Privacy Statement “IIPA, LLC” is highly sensitive to the privacy interests of members and believes that the protection of those interests is one of its most significant responsibilities. In acknowledgment of its obligations, “IIPA, LLC DBA CEC” has adopted the following Privacy Policy applicable to information about applicants that it acquires in the course of its business:

1. Acquisition of Information. We do not acquire any more information about applicants than is required by law or is otherwise necessary to provide a high level of service efficiently and securely. 2. Our Employees and Privacy. We train all of our employees about the importance of privacy. We give access to information about applicants only to those employees who require it to perform their jobs. 3. Security Measures. We make access to privacy-sensitive information subject to protected and technological controls, consistent with legal requirements and the demands of applicant and candidate services. 4. Disclosure to Third Parties. We will provide individually-identifiable information about consumers to third parties only if we are compelled to do so by order of a duly-empowered governmental authority, or we have the express permission of the applicant, or it is necessary to process transactions and provide our services. 5. Privacy and Our Business Partners. When we make our technology or services available to business partners, we will not share with them any more applicant information than is necessary, and we will make every reasonable effort to assure, by contract or otherwise, that they use our technology and services in a manner that is consistent with this Privacy Policy. Questions. If you have questions about this privacy policy, please send an e-mail to info @ --icecc.com

 

AAFM ® American Academy of Financial Management Legal Disclaimer and Terms of Visiting our Site and Submitting Application

YOUR DIGITAL SIGNATURE AND DATE SHOULD BE AFFIXED TO YOUR APPLICATION AFFIRMATIVELY CONFIRMING THAT YOU ARE THE PERSON WHO IS APPLYING FOR MEMBERHIP AND DESIGNATION AND ALL FACTS THAT YOU CONVEY TO US USING E-COMMERCE ARE TRUE AND CORRECT TO THE BEST OF YOUR KNOWLEDGE.

You are not receiving a CPF™ License or a charter to be a financial analyst. Please leave our site if that is what your desire.

Your credit card will not be charged until you have been approved by the Board of Standards to receive Certification Certificates. This payment is for application, review, processing, initiation, and certificates only. If accepted, your application, initiation, review, processing fee, and certificate fee will be charged to your card, and membership is free for 2 years. Annual good standing or our licensing fees may be accessed after 2 years.

Refunds are available for 30 days after you have entered your credit card information for payment. If you want a void or refund, notify us as soon as possible and we will be glad to help you within this 30 period. If your order has alredy been shipped or received,we generally require return of the Board of Standards Property before refund. IIPA, LLC may handle billing and collection for more than one professional organization.

“IIPA, LLC” Privacy Statement “IIPA, LLC” is highly sensitive to the privacy interests of members and believes that the protection of those interests is one of its most significant responsibilities. In acknowledgment of its obligations, “IIPA, LLC DBA CEC” has adopted the following Privacy Policy applicable to information about applicants that it acquires in the course of its business:

1. Acquisition of Information. We do not acquire any more information about applicants than is required by law or is otherwise necessary to provide a high level of service efficiently and securely. 2. Our Employees and Privacy. We train all of our employees about the importance of privacy. We give access to information about applicants only to those employees who require it to perform their jobs. 3. Security Measures. We make access to privacy-sensitive information subject to protected and technological controls, consistent with legal requirements and the demands of applicant and candidate services. 4. Disclosure to Third Parties. We will provide individually-identifiable information about consumers to third parties only if we are compelled to do so by order of a duly-empowered governmental authority, or we have the express permission of the applicant, or it is necessary to process transactions and provide our services. 5. Privacy and Our Business Partners. When we make our technology or services available to business partners, we will not share with them any more applicant information than is necessary, and we will make every reasonable effort to assure, by contract or otherwise, that they use our technology and services in a manner that is consistent with this Privacy Policy. Questions. If you have questions about this privacy policy, please send an e-mail to info @ --icecc.com



THE FOLLOWING SHOULD BE READ VERY CAREFULLY BY THE APPLICANT
1. I hereby certify that I have read and understand the foregoing statements and that my responses are true and correct to the best of my knowledge.
2. I hereby apply for the registration and designation with the AAFM and, in consideration of such organization receiving and considering my application, I submit myself to the jurisdiction and venue of such association and organization and do hereby verify that I agree to abide by, comply with, and adhere to all the provisions, criteria, conditions and covenants of the requirements, statutes, certificates of incorporation, bylaws and rules and regulations of the AAFM organization as they are and may be adopted, changed or amended from time to time at AAFM discretion, and I agree to comply with, be subject to and abide by all such requirements and all rulings, orders, directives and decision of, and penalties, prohibitions and limitations imposed by such AAFM organization, subject to right appeal as provided by law, and I agree that any decision of such AAFM organization as to the result of any examination(s) that I may be required to pass will be accepted by me as final.
3. I further agree that neither the AAFM organization nor its officers, employees, and others acting on its behalf, shall be liable to me or anyone for action taken or omitted to be taken in official capacity or in the scope of employment, except as otherwise provided in the statutes, constitutions, certificates or incorporation, bylaws, or the rules and regulations of such organization.
4. I authorize the AAFM organization to make available to any federal, state or municipal agency, or any securities or commodities industry self-regulatory organization, any information they have concerning me or to request confirmation of my status, and I release those organizations, employees and agents, from any and all liability of whatever nature by reason of furnishing such member or designation holder information.
5. Furthermore, I agree that any part of the information contained in this application and any subsequent documents in my AAFM registration file may be divulged to interested parties as part of the referral system maintained by the Association for the benefit of members and the public.
6. I hereby certify that I have a sound record of business integrity with no suspension or revocation of any professional licenses, and I hereby subscribe to the AAFM Code of Ethics, a copy of which I have read and understand.
7. It is agreed and understood that any material misrepresentation of facts or information given in this or subsequent application or renewal will be cause for immediate revocation of membership and all its privileges, without refund of any dues or fees paid.
8. I agree to maintain proficiency in my work by completing a minimum of forty (10) units per year of continuing education in the field of financial counseling or my specialty field - which can include subjects relating to practice management or financial product application.
9. As an applicant for registration, I understand and agree that my registration with the AAFM will not become effective until submission of all required documentation in proper order and upon written acceptance by the AAFM.
10. I understand that all AAFM certificates remain the property of the Academy and must be destroyed or returned to the Academy AAFM at my expense should my membership be suspended, revoked or terminated for any reason.

11. I understand that this is a certifiate and not a diploma. We are not a university or college, nor do we offer degrees. Therefore, you are applying to a society which has a board of standards and designations. These designations are available to individuals who have submitted a resume and other biographical information regarding their experience education and other training. If you submit all of this information to AAFM in good faith and become a member and designation holder, then you have an ethical and legal agreement to us not to speak negatively about our organization. Thus, you are agreeing not to use any means of communication to disparage or attack the credibility of our organization while you are a member or after you have processed any transaction with us.
_________________________________________ ____________ ________________________________________________________
YOUR DIGITAL SIGNATURE AND DATE SHOULD BE AFFIXED TO YOUR APPLICATION AFFIRMATIVELY CONFIRMING THAT YOU ARE THE PERSON WHO IS APPLYING FOR MEMBERHIP AND DESIGNATION AND ALL FACTS THAT YOU CONVEY TO US USING E-COMMERCE ARE TRUE AND CORRECT TO THE BEST OF YOUR KNOWLEDGE.

ADDENDUM MANDATORY: This application must be accompanied by proper documentation of all requirements. A copy of any license, diploma, or similar documents is acceptable. AAFM will not assume responsibility for loss of any original documents sent through the mail.

1. Applicant must have earned a baccalaureate or graduate degree, with strong emphasis on subjects relating to economics, accounting, business, statistics, finance, investments, and similar studies, or one of the following degrees or professional designations: AAMS, AEP, CAM, CEP, CFA, ChFP, chartered financial professional, ChFC, CWM, CLU, CMA, CPA, CPA/PFS, CPIM, CTEP, EA, MSFS, MS, MBA, JD, LLB, LLM, or completed a chartered financial professional equivalent or AAFM approved college curriculum at an accredited college or university. If not, an RFC qualifying examination is available.
2. Application must have met licensing requirements for securities and life and health insurance. (Send copy of licenses, etc.) OR
3. Applicants who are fee-only planners or advisors and are not licensed must submit RIA affiliation information or explanation.
NOTE: Licensing requirements are solely to establish an applicant's proficiency with areas in which financial advisors should be knowledgeable. It is not required that an RFC sell a product or maintain such licenses or other professional designations.

QUESTIONS RELATING TO BUSINESS AND ETHICAL CONDUCT

Have you ever had a license, permit, certificate, registration or membership denied, suspended, revoked or restricted, or had an application withdrawn for cause?

Have you ever been refused a surety bond?

Have you ever been enjoined permanently or temporarily from selling or dealing in securities or from functioning
as an Investment Advisor?

Have you ever become insolvent, failed in business or compromised with creditors? If "Yes" - please give date, name and location of court, disposition, liabilities, and assets.

Have you ever been the subject of any order, judgement, decree or other sanction of a foreign court, foreign exchange, or foreign or domestic governmental or regulatory agency?

Have you ever been arrested, indicted, or convicted for any felony or misdemeanor, except for minor traffic offenses?

Have you ever been known personally by any other name, or have you ever conducted business or carried brokerage or bank accounts in any other name?

IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS "YES", PLEASE EMAIL A WRITTEN EXPLANATION.

 

All marks, designations and name are registered service marks of the AAFM American Academy of Financial Management.

 

 

 

AAFM herein referred to as and DBA FinancialCertified.com

 

Notice: The objective of this site is for membership, networking, research, and education. No legal, investment, accounting, or other professional regulated consulting is implied. If you desire to facilitate a legal or investment transaction, see a licensed or state certified individual.FinancialCertified.com© Web Site User Agreement and Contract The FinancialCertified.com Web Sites and related Internet properties, hereafter (the "Site"), is an online information service provided by FinancialCertified.com association, hereafter, (FinancialCertified.com"), subject to your compliance with the disclaimers, terms, and conditions set forth below and throughout this document. © PLEASE STUDY AND READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AND YOUR PRINCIPAL AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT AND SHALL NOT ACCESS OR USE THE SITE. FinancialCertified.COM MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON ELECTRONIC POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT UPON VIEWING THE SITE TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE AND KNOWING ACCEPTANCE OF THE MODIFIED AGREEMENT. BY VIEWING THIS SITE YOU SUBMIT THAT THE TERMS ARE CLEAR AND NOT VAGUE. MOREOVER, BY ACCESSING THIS SITE, YOU SUBJECT YOURSELF TO THE FORUM AND JURISDICTION OF THE Financialcertified.com or AAFM ADMINISTRATIVE AREA WHICH IS PRESENTLY THE EASTERN DISTRICT OF LOUISIANA IN THE FEDERAL ZONE. l) Educational Licenses, Accreditation, and State Sanction. The FinancialCertified does not claim to be a college or university nor does it claim accreditation from any 501 bodies, state, or federal government agency or body. The FinancialCertified is not a 501c3 organization and never has claimed to be a tax free or charitable entity. The FinancialCertified may engage in business with charitable organizations or form alliances with charities that operate under 501 but the FinancialCertified operates as a responsible, growing, proprietary, growth oriented, and profit oriented association and company. The FinancialCertified is an independent authority similar to other American Associations. The FinancialCertified grants certificates, certifications, marks, designations, and charters much like hundreds of other legal educational and recognition institutes or associations in the United States. The FinancialCertified strictly follows the criteria of the Ibanez decision in the United States. We encourage all members and certified members to meet all requirements for education, experience, testing, ethics, and continuing education. The FinancialCertified licenses its marks and logos to others. The marks are generally licensed to individuals. The FinancialCertified will license the AAFM and other marks and logos to companies, universities, or other uses upon the consent of its board. As e-commerce is a relatively new field, it is impossible for any association to have been in this field for any significant length of time. With this in mind, new and growing fields of study and practice should be given the opportunity to grow and flourish without government interference. FinancialCertified claims no government sanction or alliance. FinancialCertified has formed legal relationships with professors, college organizations, university groups and independent training associations and facilities. 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You also grant to FinancialCertified.com the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against FinancialCertified.com for any alleged or actual infringement or misappropriation of any proprietary right in your communications to FinancialCertified.com. If you believe that content appearing on the Site constitutes copyright infringement of another party's rights, please follow the instructions on our Copyrights and Copyright Agent page. 2. Trademarks. Web Design, and/or any other names of FinancialCertified.com or its Web sites, publications, products, content or services referenced herein or on the Site are the exclusive trademarks or service marks of FinancialCertified.com, including the "look" and "feel" of the Site, FinancialCertified.com's color combinations, layout, and all other graphical elements. Be very careful because all of the marks are protected on the Federal Common Law Level and many marks have special registrations with states such as , , and . Any use of FinancialCertified.com's trademarks is strictly prohibited without the express permission from FinancialCertified.com. Other product and company names mentioned in the Site may be the trademarks of their respective owners. Further, all significant marks are protected throughout the US by Federal Application and with certain International Treaties and Laws. 3. Use of the Site. You understand that, except for information, products or services clearly identified as being supplied by FinancialCertified.com, FinancialCertified.com does not operate, control or endorse any information, products or services on the Internet in any way. Except for FinancialCertified.com identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties that are not affiliated with FinancialCertified.com. You also understand that FinancialCertified.com cannot and does not guarantee or warrant that files, products, or information available for downloading through the Site will be free of infection or viruses, worms, Trojan horses, hack daddies, beetles, or any debilitating creepy software latent or hidden activity or other code that may manifest contaminating or destructive properties. 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EVEN IF FinancialCertified.COM OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, FinancialCertified.COM'S LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. 4. Equipment. You shall be responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed for access to and use of the Site and all charges related thereto. 5. Indemnification. 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Either party without notice may terminate this Agreement at any time after logging off of the site for any reason. The provisions of paragraphs I (sanction disclaimer, accreditation disclaimer), 1 (Copyright, Licenses and Idea Submissions), 3 (Use of the Site), 5 (Indemnification), 6 (Third Party Rights) and 11 (Miscellaneous) or offer and acceptance info or jurisdiction and venue agreements shall survive any termination of this Agreement. 8. Special Admonitions for International Use. Recognizing the global nature of the Internet, you agree to comply with all local rules including, without limitation, rules about the Internet, data, e-mail, or privacy. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside. 9. Dealings with Third Parties. 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Because FinancialCertified.com has no control over such sites and resources, you acknowledge and agree that FinancialCertified.com is not responsible for the availability of such external sites or resources, and does not endorse or verify the truth of, and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that FinancialCertified.com shall not be responsible or liable or fraud, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource. 11. Miscellaneous. This Agreement shall all be governed and construed in accordance with the laws of the State of Louisiana or the federal eastern district of Louisiana applicable to agreements made and to be performed in Louisiana. You agree that any legal action or proceeding between FinancialCertified.com and you for any purpose concerning this Agreement or the parties' obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in the county/parish of Jefferson, state of Louisiana or in the federal courts in Orleans county/parish in New Orleans Louisiana. Any cause of action or claim you may have with respect to the Site must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. FinancialCertified.com's failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. FinancialCertified.com may assign its rights and duties under this Agreement to any party at any time without notice or disclosure to you. The offers made here apply to membership only. Distinction and Designations are contingent upon education, experience, ethics agreement, prior or future testing, and continued education and good standing. Naturally, a person must pay for membership before applying for certification, distinction, designation, or fellow status. Acceptance is made when candidates have paid and the money has been deposited. There is no guarantee of certification as a FinancialCertified CERTIFICATIONS or or . Your money will be returned (excluding the processing fee of dollars) if you cannot, will not, or are incapable of satisfying the standards and qualifications of certification. With regard to certification, FinancialCertified certifications, charters, and licenses are awarded on a yearly basis contingent upon a members good standing. Good standing implies that a member and certified individual is paid up in full as to his or her balance, abiding by the ethics agreement, has completed the continuing education, and all statements as to education, ethics, experience, credentials, certificates, and degrees earned are true and correct. If a member or certified member FinancialCertified CERTIFICATIONS, , , or Fellow of the FinancialCertified has not paid his or her dues and licensing fees, the FinancialCertified may request the charter, certificate, and license from the x-member and the member who is not in good standing shall cease from using any of the FinancialCertified symbols, marks, logos, designations, fellow status, distinctions, service marks, trademarks, and copyrights. Any member that knowingly uses our marks and designations without paying is subject to compensatory and punitive damages as well as any other legal damages and is subject to the jurisdiction and venue of the US District Courts of the Eastern District of Louisiana. The FinancialCertified does not guarantee safe delivery of any products, certificates, or letters. The FinancialCertified will deliver what you have paid full consideration for within a reasonable time. Upon notification, the FinancialCertified will make an effort to track you letter, certificates, or other information that was sent to you. We will guarantee that you receive a certificate with your name on it as long as you provide a save delivery place for your award. You are responsible for submitting correct information as to you name, address, certificates desired, experience, credit card info, email address and other pertinent information that will allow the FinancialCertified to process your request for certification or membership. Any liability for false information submitted falls upon the candidate who has misled the FinancialCertified. The FinancialCertified awards and licenses to use the registered marks are furnished to members who claim and state that they do indeed satisfy all of the standards and requirements that the FinancialCertified has. These standards are to improve and recognize those who make a commitment to knowledge and education in the field of finance and investments. IF the candidate has sent information to us, we assume that Title 18 of the mail fraud statues apply to this and the submitter is supplying accurate information. Based on the information provided, we can easily determine if the candidate is dedicated to pursuing a career in an FinancialCertified related field and will follow the FinancialCertified continuing education and ethics guidelines. All contract disputes will be held to the jurisdiction and venue of the federal courts of the eastern district of Louisiana. Additionally, the FinancialCertified does not guarantee the character, skill, experience, education, ethics, or references of a member or certified member of our group. The FinancialCertified grants membership to anyone who is for the innovation and progress of the field of finance investments and economic industry. Certified members have all submitted application information with their electronic signature that assures the FinancialCertified that all education, ethics, testing, experience, references, talents, or skills are correct to the best of the knowledge of the applicant or candidate or submitter. Therefore, the FinancialCertified has provided the same degree of protection to the public as any undergraduate college as to information provided and verification. The FinancialCertified accepts no liability as to the skill and expertise of a member or certified member. These members are operating independently of our group and have been awarded membership and certification purely based on their submissions to us that have assured us that they have met the standards that the FinancialCertified requires. If a member is in fact not qualified, the general public has a duty to notify the FinancialCertified as to the certified members skill and the FinancialCertified can have a hearing or review and notify the member of certified member as to the review. The FinancialCertified has formal and informal alliances. The FinancialCertified has hundreds of members and the bylaws and charter allow: "FinancialCertified recognizes 1000 Charter Members". The FinancialCertified has been endorsed by the American E-Commerce Association and is in full alliance with the FinancialCertified until stated otherwise. Links To Other Sites Throughout the FinancialCertified and FinancialCertified CERTIFICATIONS Web site, there are links to various external sites that are of use to visitors. The external sites that have been linked contain information created and maintained by institutions or organizations independent of the FinancialCertified CERTIFICATIONS Board. In consequence, the FinancialCertified CERTIFICATIONS Board does not control the content of these sites, nor does the Board make any representation or warranty, either express or implied, concerning the accuracy, completeness, or timeliness of information contained therein. Use of any information from these sites is voluntary, and reliance on such information should only be made after an independent review of its accuracy. Reference to specific commercial products or services in these sites does not constitute or imply endorsement by the FinancialCertified CERTIFICATIONS Board. Any rights not expressly granted herein are reserved. © Once again, all content is copyrighted. All marks are trademarked under federal common law. FinancialCertified CERTIFICATIONS and American Academy of Financial Management and Analysts is a common law trademark in the USA. All marks and text are protected through international treaties, EU and GATT protections, and Intellectual property laws. FinancialCertified has members in a host of foreign countries and in the US. These members are exercising their right to use the FinancialCertified CERTIFICATIONS or mark in commerce. © This site is not intended for non-citizens of the United States

Trademarks, Intellectual Property, Copyrights, Tradename, Service Marks etc. If you or any entity have a potential conflict with our use of any mark, it is you duty to notify us immediately so we may contact you regarding any dispute. We will prove our common law, copyright, and trademark protection and use of marks and names immediately, or we may prompty remove the conflicted mark to avoid any conflict or dispute. Any trademark of copyright dispute is subject to the laws, jurisdiction and venue of the Louisiana Federal Courts of the Eastern District of Louisiana in New Orleans.

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The American Academy of Financial Management Analysts was conceived and developed by professionals such as financial specialists, wealth managers, asset managers, lawyers, university professors, and investment managers. Our programs are designed to accommodate the busy professional. Other Certification programs are riddled with problems because they: Take years to complete, are unrealistic, use poorly designed tests (outdated to new treasury or tax regulations), are cumbersome, and costs are unreasonable. Our Top-Class organization can recognize those who have taken many postgraduate/college exams, attended many courses and conferences focusing on continuing education, and accumulated specific on-the-job experience and education. FinancialCertified designations, charters, & certifications are for those professionals who have already proved themselves in the industry.

After you have completed the application and become a member and been awarded your designations and credentials, you will be recognized by the FinancialCertified in your career goals and listed on our Global Registry. If you desire to be a member before you meet the experience and education requirements, you may apply for membership, but you will submit all certification information when you meet experience and other requirements. Moreover, student memberships are available. If you meet the requirements and criteria to become certified and receive a charter, you will become a "FFinancialCertified" or "DFinancialCertified" which is a "Fellow or Diplomate of the American Academy of Financial Management Analysts" and have full use of the designations to use after your name.

 
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S 761, as passed by the House and Senate, and signed by the President.
The act provides that electronic signatures and electronic contracts used in interstate commerce shall not be denied validity because they are in electronic form. The key clause of the act, at Title I, Section 101(a), provides:
"Notwithstanding any statute, regulation, or other rule of law (other than this title and title II), with respect to any transaction in or affecting interstate or foreign commerce (1) a signature, contract, or other record relating to such transaction may not be denied legal effect, validity, or enforceability solely because it is in electronic form; and (2) a contract relating to such transaction may not be denied legal effect, validity, or enforceability solely because an electronic signature or electronic record was used in its formation."
S 761, the Millennium Digital Commerce Act.
Summary. S 761 IS (as introduced) provided first that "A contract relating to an interstate transaction shall not be denied legal effect solely because an electronic signature or electronic record was used in its formation." It also provides that:
"Notwithstanding any rule of law that specifies one or more acceptable or required technologies or business models, including legal or other procedures, necessary to create, use, receive, validate, or invalidate electronic signatures or electronic records, the parties to an interstate transaction may establish by contract, electronically or otherwise, such technologies or business models, including legal or other procedures, to create, use, receive, validate, or invalidate electronic signatures and electronic records."

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